What happens after you dispute a notice about a debt from a creditor?
My father has never had a credit card in his life. He recently got a notice from a collection agency (attorney office) asking to pay the debt in full. He doesn't know what it is from but it appears to be from a credit card. He plans on disputing in in writing like the letter tells him to do if he doesn't think it is valid. What happens after he does this? Is it better to just ignore the letter? I will also mention that the letter has an apt number listed for his address. He lives in a house and not an apartment. His wife died last year so if this is hers he is unaware of it but it is in his name and whenever they have tried calling they ask if he has a wife.
Be cautious about responding at all. This could be an attempt to obtain confidential information from your father such as SSN, date of birth, bank account information, etc. Do not release ANY confidential information.
TransUnion Credit Dispute - 3 Ways To Dispute Trans Union Credit Reports
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